Bookkeeping and Fractional CFO Services for Canadian Businesses
FlowStates Financial is a CPA-led bookkeeping and fractional CFO firm serving small and mid-size businesses in the US and Canada. For Canadian businesses, we do two things: monthly bookkeeping and fractional CFO work. That’s it, and we say so upfront.
Monthly bookkeeping, done by day 5
Your books stay current, reconciled, and tax-ready. By day 5 of each month you get your profit and loss, balance sheet, cash flow, budget vs. actual, and a KPI dashboard — the same package your Canadian CPA needs at year-end, without a cleanup project first.
Bookkeeping starts at $399 per month.
Fractional CFO, when the questions get bigger than the books
If you’re deciding on hiring, pricing, owner pay, or cash flow timing, that’s CFO work, not bookkeeping. Our fractional CFO service covers 13-week cash forecasts, KPI dashboards, and board-ready reporting, with a regular call to talk through the numbers and what they mean for your next decision.
Fractional CFO starts at $1,500 per month.
One thing to know upfront: we do not run Canadian payroll
Canadian payroll is the one service we don’t offer in Canada. If you have Canadian employees, your payroll stays with your Canadian provider. We handle the books and the CFO work around it. Our payroll service is for US employees only, in all 50 states.
We’d rather tell you that here than waste your time on a sales call.
How it starts
Every engagement starts with a free 15-minute file review. If we’re a fit, new clients typically start within two weeks of signing. Engagements carry a 3-month minimum — no annual lock-in, no cancellation fees.
Frequently asked questions
Do you work with Canadian businesses?
Yes — bookkeeping and fractional CFO for Canadian businesses. Payroll is US 50-state only.
Do you do Canadian payroll?
No. Canadian payroll stays with your Canadian provider. We do the bookkeeping and CFO work.
What do I get each month?
A closed set of books by day 5: profit and loss, balance sheet, cash flow, budget vs. actual, and a KPI dashboard.
How fast can we start?
New clients typically start within two weeks of signing.
Is there a long-term contract?
A 3-month minimum, no annual lock-in, and no cancellation fees.
This page describes our services. It isn’t tax or legal advice for your specific situation — your Canadian CPA stays your authority on Canadian filings.